Experts In Your Field

Since our origins in 1954, The Hull Group has positioned itself as a boutique brokerage that focuses on serving the insurance needs of clients in select industries, allowing us to hone our expertise and develop partnerships that continue to be strengthened over time. Although we have successfully served clients from a broad range of industry sectors, our core focus remains … Read More

Getting “TUF” on Cyber Risk with The Hull Group

Cyber crime is quickly becoming the number one threat to business in the 21st century. According to Insurance Journal, a recent survey conducted by The Risk Management Society (RIMS) cites the top three first party cyber exposures as: reputational harm, business interruption, and data breach response/notification costs. The insurance industry has been quick to respond to these evolving threats by … Read More

Classic Protection for your Classic Automobile

FAQ’s About Classic & Collector Automobile Insurance What qualifies my vehicle as a collector vehicle? Vehicles that are infrequently used and in very good to excellent condition that are either maintaining or increasing in value. These vehicles are also used in car club activities, exhibitions, parades, functions of public interest or for private collection. What types of vehicles qualify for collector … Read More

Prepare for the Inevitable Data Breach

Insurance is catching up with modern day business risks and evolving to address current trends. Unfortunately, data breaches have been an issue for some time, but cyber insurance is available and shaping up to be an effective tool to mitigate certain damages. In response to the rise of smartphones, mobile payments, cloud computing, and widely publicized data breaches over the … Read More

Water Damage: What Are You Covered For?

The increased frequency and severity of severe weather events has prompted the insurance industry to conduct a review of water-related coverages. One of the biggest mistakes a policyholder can make is to presume you are fully covered, only to find out after a claim you are not. A majority of Insurance carriers require you to purchase Water Damage coverage separately, … Read More

The Broker Advantage

What is an Insurance Broker? Insurance brokers act as your personal advisor on insurance matters. They work for you, not the insurance company, to make sure your family; your possessions and your business are properly protected. If you have the misfortune of a loss your insurance broker will guide you through the claims process, helping to ensure a swift and … Read More

Protecting Your Business with the Right Type of Insurance

Similar to the way you protect your car and home with insurance, the right type of insurance for your business can provide you with peace of mind in your personal and business life. To protect your assets and your business from potential risks, you should consider obtaining business insurance. Business insurance can protect your new or growing business in a … Read More

Season’s Greetings from The Hull Group

We’d Love to Hear From You! Have you enjoyed our content this year? Is there a topic or focus in the insurance industry you’d like to read about? Tell us what you would like to learn more about from our insurance professionals. Send an email with your suggestions to news@thehullgroup.com or Tweet @HullGroup. We look forward to connecting with you … Read More

Do Your Management or Board Responsibilities Place you at Risk?

What is Directors and Officers Liability Coverage? Directors and Officers Liability Insurance, often called D&O, is liability insurance payable to the directors and officers of a company, or the organization itself, as reimbursement for losses or advancement of defense costs in the event an insured suffers a loss as a result of a legal action brought for alleged wrongful acts … Read More

Better Plan for the Road Ahead with a Risk Management Expert

What is risk management? Risk management is the forecasting and evaluation of financial risks together with the identification of policies and procedures to avoid or minimize their impact. The role of insurance in risk management A successful corporation understands risks and takes precautionary measures so that if the unexpected were to occur, it will be addressed with little to no … Read More