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The Effects of Climate Change on Business Climate change is forcing organizations to adapt their business practices in order to remain competitive and thriving. However, a 2020 study conducted by FM Global found that 77 per cent of the world’s top CEOs and CFOs say their...

Top Cyber Threats for 2021 As the world continues to rely more and more on technology, the need to address threats to cybersecurity becomes increasingly important. With 64 per cent of organizations already having experienced web-based attacks, here are seven cybersecurity threats to be aware of in...

Intangible assets are increasingly important in today’s service-based economy, but being able to identify and value those assets in order to insure them can be difficult. What Are Intangible Assets? Intangible assets are, at their most basic level, assets that are not physical in nature. Intangible assets...

Deciphering all of the parts of your homeowners insurance policy can be difficult. This article covers the basics so that you can understand your policy more easily. All homeowners insurance policies follow the same general format. They include a declarations page, a definitions section and...

Life How to Prevent Frostbite Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most...

Recognizing Priorities for Each Gender in Your Organization Many organizations are continuing to make necessary changes to better navigate the ongoing global health crisis, but there are still many areas that should be addressed in order for both employees and businesses to thrive. One such area...

With today’s emphasis on corporate transparency and accountability, an organization’s directors and officers face a countless number of exposures. Regardless of your company’s size or mission, the legal costs associated with a lawsuit can be devastating for both the organization and your directors and officers. Many...

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In...

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium or renters insurance policies...