Thought Leadership

Back to All Posts.

Deciphering all of the parts of your homeowners insurance policy can be difficult. This article covers the basics so that you can understand your policy more easily. All homeowners insurance policies follow the same general format. They include a declarations page, a definitions section and...

Life How to Prevent Frostbite Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most...

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium or renters insurance policies...

HOME Firepit Safety An outdoor gathering around a firepit is magical at any time of the year. However, fire is still an unpredictable, natural force and can quickly become destructive. Keep safety in mind at your next gathering to ensure your memories are great ones. Before starting the...

HOME Winter Home Maintenance Tips Winter weather can be unpredictable, and cold temperatures, high winds, ice and snow can cause serious damage to your home. To avoid costly weather-related repairs, it’s important to prep your home and property for winter. Consider the following maintenance tips to keep...

Protect Your Home Away From Home Often the qualities that attracted you to your second home—the spectacular mountain views or sunsets over the ocean—are the same ones that can make insuring it more costly. If you’re investing in a second home, The Hull Group has gathered some...

HOME How to Negotiate Your Rent Whether you’re apartment hunting or your rent went up, it could be worth negotiating to get the best price possible for your rental. Slashing just a small percentage of your rent could ultimately save you thousands. Consider these strategies to negotiate...

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every...

HOME How to Prepare for a Power Outage You can’t control the weather—but you can take proactive safety measures to protect your family and home against the threat of power outages. Consider these tips: Invest in a home generator. A portable backup power source can keep...