Umbrella & Excess

The Hull Group fills in the gaps

Umbrella and Excess Liability insurance are both meant to provide coverage above the limits of an underlying insurance policy. They are often talked about interchangeably but there is a difference and understanding that difference can be blurry at best.

The main purpose for these policies is to protect your assets from an unforeseen event, or a tragic accident that you may be held liable for. It helps to insure you against coverage gaps and offers you much higher limits. It can even help to protect you when you are traveling outside the country. Canada is becoming a far more litigious society than it once was. Claims related to your home and auto could leave you and your family in financial ruin if you are not adequately covered.

At The Hull Group, we know the difference and we can explain it to you, so you can make the right choice.

Ready for peace of mind?

You deserve to understand the protection you are getting when purchasing additional insurance. Don’t be misled or confused.
Let our experts at The Hull Group get you the right protection – we have you covered.

Personal Insurance Services

Click below to find out more information about our personal insurance services, and how The Hull Group can make the difference for you, and your family.

Home Insurance

Home Insurance

Auto Insurance

Auto Insurance

Leisure & Lifestyle

Leisure & Lifestyle

Valuables Insurance

Valuables Insurance

Umbrella & Excess

Umbrella & Excess

Life Insurance

Life Insurance