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Deciphering all of the parts of your homeowners insurance policy can be difficult. This article covers the basics so that you can understand your policy more easily. All homeowners insurance policies follow the same general format. They include a declarations page, a definitions section and...

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium or renters insurance policies...

HOME Firepit Safety An outdoor gathering around a firepit is magical at any time of the year. However, fire is still an unpredictable, natural force and can quickly become destructive. Keep safety in mind at your next gathering to ensure your memories are great ones. Before starting the...

Protect Your Home Away From Home Often the qualities that attracted you to your second home—the spectacular mountain views or sunsets over the ocean—are the same ones that can make insuring it more costly. If you’re investing in a second home, The Hull Group has gathered some...

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every...

HOME Backyard Grilling Safety Tips for Summer Barbecues As warmer weather hits, the smell of food on the grill fills the air. However, thousands of home fires each year involve grills, so it’s important to brush up on barbecue safety. Consider the following grilling safety tips: Grill outside...

HOME Medicine Cabinet Essentials When it comes to illness or accidents in your home, it’s important to be prepared with a well-stocked medicine cabinet. That way, you’ll be able to respond quickly to help yourself or others when sickness or injury strikes. Consider keeping the following 10...

Before driving, you likely check your mirrors and position your seat belt. But did you know that taking the time to properly adjust the headrest in your car can help prevent painful neck injuries? PROPER HEADREST ADJUSTMENTS To prevent the pain and expense of soft tissue injuries...

Winter has arrived and that means we need to take special care when driving. Here are some important tips for winter road safety: 1) Drive according to the conditions of the road. 2) Tune up your car. 3) Check wipers regularly and carry an extra jug of washer...